Its not bad. Its all I could get locally for a long time. I had to order my 195 online (the hollow points).
I pretty much only shoot the 197 at the range, and for a few months, that was what I kept in the gun at home for defense. Now, I have the 195 in it.
U know, U can buy the 195 online and probably get it shipped to U for about the same price as your local 197.